
Previously, auto top-up configuration was admin-only. Now, when building a credit-based plan, you can choose whether top-ups are automatic (works as before) or user-controlled with defaults.
When set to user-controlled, end users see controls in the credit component to turn auto top-up on or off, set their own top-up threshold, and choose their top-up amount. The threshold is defined as a number of credits remaining (not a percentage), which makes behavior predictable regardless of how many credit bundles the customer has purchased. Admins set the defaults; end users adjust from there.
This gives your customers direct control over their spending without requiring support tickets or manual configuration changes.